Sage finds the right life insurance for your family. Cheaper, faster, in one conversation.
Tell Sage what it should take care of. It sizes the coverage, asks three plain health questions, and shows the price you'd actually get, before anyone asks for your phone number.
Licensed agency · Estimates before contact · Free-look period on every policy
Straight answers, with the numbers
The questions people actually ask, answered first, with dated rate tables from the same pricing Sage uses. Estimates, not quotes; the carrier confirms the price when it underwrites.
- How much does life insurance cost? Monthly rates by age
- Term vs whole life, in plain English
- How much life insurance do I need?
- When to buy: new baby, new mortgage, marriage, retirement
- Life insurance with diabetes, high blood pressure, or high cholesterol
- No-exam life insurance over 60, 70, and 80
- Guaranteed issue and the two-year waiting period
- Life insurance through work: is it enough?
- Cancel, convert, borrow against, or replace an existing policy
- IUL and "infinite banking": a pitch check
- Can someone take out life insurance on you without your knowledge?
- Life insurance if you take Ozempic, Wegovy, or another GLP-1
See your number without giving your phone
The two-minute estimate asks your age, ZIP, what the policy should do, and three plain health questions, then shows the class you'd likely be rated and the monthly range for it. No contact details. Sage does the same thing in conversation.
About PolicyChat Life
PolicyChat Life is a licensed life insurance agency. Our agents write the policy and stay your agent of record; we are appointed with carriers including Transamerica, Corebridge, and American Amicable, and we route healthy term applicants to instant-decision partners such as Ethos when that is the better fit. Everything Sage shows you is an estimate until the carrier underwrites, and every policy comes with a free-look period, usually 10 to 30 days depending on your state, with a full refund.
Licensed life agents
We are onboarding producing agents: pre-qualified, consented leads with the underwriting picture attached, carrier appointments through the agency, and a commission split that rises with close rate. Email hello@policychat.com.
Ready to price it out?
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